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Division of Small Business

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Get the best opportunities for your small business — we can help

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Small businesses make up 98 percent of New York State businesses and employ 40% of New York’s private sector workforce. Empire State Development’s Small Business Division supports the development and expansion of businesses with under 100 employees – directing an array of programs and initiatives supporting small business growth and helping entrepreneurs maximize opportunities for success. Explore all we offer, plus a custom business checklist of NYS programs and services that match your goals.

New York State Small Business Credit Initiative (SSBCI)

New York State has been awarded more than $500 million in federal SSBCI funding to help small, and traditionally disadvantaged, businesses succeed— with a focus on post-pandemic recovery. Find out more about ESD's SSBCI programs.

Launching and Growing a Small Business in New York State

Find comprehensive guides to valuable programs and resources for business planning, operations and growth – including a Business Wizard and information on support programs and incentives.

New York State Small Business Guide

Download a guide to owning and operating a small business in New York State.

New York Business Express

A comprehensive resource for starting, running, and growing a business in NYS, including a Business Wizard and information on support programs and incentives.

Lending Programs and Financial Resources for Businesses

Whether your business is seeking a loan or venture funding, NYS offers a variety of small business lending programs and financial resources to help you start, grow and succeed.

Community Development Financial Institution (CDFI) Revolving Loan Fund Program

New York State Small Business Revolving Loan Fund Round 2

Technical Assistance Programs for Businesses

Be sure to also check out our technical assistance program to help your small business start, retain or regain a competitive edge.

NYS-Certified Business Incubator and Innovation Hot Spot Program

How to Navigate the Lending Landscape

Understand your options for getting a small business loan, make informed decisions, and find reputable small business lenders.

Programs and Resources for Financial Institutions and Lenders

We work with lenders throughout the state to facilitate the flow of capital to small businesses. To find out about opportunities to partner with and participate in our programs see link below.

Division of Small Business Contact Information