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Division of Small Business

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Get the best opportunities for your small business — we can help

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Small businesses make up 98 percent of New York State businesses and employ 40% of New York’s private sector workforce. Empire State Development’s Small Business Division supports the development and expansion of businesses with under 100 employees – directing an array of programs and initiatives supporting small business growth and helping entrepreneurs maximize opportunities for success. Explore all we offer, plus a custom business checklist of NYS programs and services that match your goals.

New York State Small Business Credit Initiative (SSBCI)

New York State has been awarded more than $500 million in federal SSBCI funding to help small, and traditionally disadvantaged, businesses succeed— with a focus on post-pandemic recovery. Find out more about ESD's SSBCI programs.

Immigrant Entrepreneur Center

Find state and federal programs and tools including free resources — from workforce training and development to free English language instruction — available to immigrant business owners and anyone who wants to start a business in New York State.

Launching and Growing a Small Business in New York State

Find comprehensive guides to valuable programs and resources for business planning, operations and growth – including a Business Wizard and information on support programs and incentives.

New York State Small Business Guide

Download a guide to owning and operating a small business in New York State.

New York Business Express

A comprehensive resource for starting, running, and growing a business in NYS, including a Business Wizard and information on support programs and incentives.

Lending Programs and Financial Resources for Businesses

Whether your business is seeking a loan or venture funding, NYS offers a variety of small business lending programs and financial resources to help you start, grow and succeed.

Community Development Financial Institution (CDFI) Revolving Loan Fund Program

Main Street Capital Loan Fund

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New York State Small Business Revolving Loan Fund Round 2

Airport Concessions Disadvantaged Enterprises Fund

Technical Assistance Programs for Businesses

Be sure to also check out our technical assistance program to help your small business start, retain or regain a competitive edge.

NYS-Certified Business Incubator and Innovation Hot Spot Program

Division of Small Business Contact Information